Beyond your initial purchase price, Disney Vacation Club ownership comes with annual maintenance fees - commonly called "dues." Understanding these ongoing costs is essential for anyone considering DVC ownership.
What Annual Dues Cover
Your yearly maintenance fees fund the operation and upkeep of your home resort. This includes:
- Property maintenance and repairs
- Housekeeping and front desk staff
- Property taxes and insurance
- Utilities (electric, water, internet)
- Reserves for future capital improvements
- Resort amenities (pools, fitness centers, etc.)
2024 Annual Dues by Resort
| Resort | 2024 Dues/Point | 200 Points Annual |
|---|---|---|
| Saratoga Springs | $7.71 | $1,542 |
| Old Key West | $10.14 | $2,028 |
| Animal Kingdom Villas | $8.78 | $1,756 |
| BoardWalk Villas | $8.86 | $1,772 |
| Beach Club Villas | $9.12 | $1,824 |
| Bay Lake Tower | $8.34 | $1,668 |
| Grand Floridian | $8.44 | $1,688 |
| Polynesian | $8.16 | $1,632 |
| Riviera Resort | $8.94 | $1,788 |
| Aulani | $9.29 | $1,858 |
How Dues Increase Over Time
Annual dues typically increase 3-5% per year, though some years see higher jumps due to inflation, major renovations, or increased property taxes. Here's the historical trend:
Historical Average Increase: 3.5% per year
A contract with $8.00/point dues today might cost approximately:
- In 5 years: ~$9.52/point
- In 10 years: ~$11.34/point
- In 15 years: ~$13.51/point
Budgeting for Dues
When calculating the true cost of DVC ownership, annual dues are often the bigger factor than your initial purchase. A buyer spending $15,000 on 150 points will pay approximately $1,200-$1,500 annually in dues - money that continues every year you own.
Smart DVC buyers factor both purchase price AND long-term dues into their decision. Sometimes a resort with higher purchase price but lower dues offers better overall value.